Available Products

Investment Properties

Unlock financing for your commercial investment property with flexible loan options from $75K to $3.5MM. Our programs offer competitive terms with a minimum FICO of 620 and up to 85% LTV on purchase transactions—no ratio required up to 75% LTV. We accept rural properties and are proud to work with first-time home buyers, ITIN borrowers, and foreign nationals. Additionally, we provide solutions for borrowers with past-due balloons (within 180 days) and allow unlimited 30-day lates.

Ground up construction

Start your ground-up construction project with confidence—no experience required! First-time investors are welcome, and we offer flexible loan amounts from $300K to $5MM. With a minimum FICO of 650, we also accept foreign nationals with qualifying credit scores. Our financing options include up to 50% AIV, 65% ARV, and 85% LTC, helping you fund the construction of your next project. Whether you’re building residential or commercial properties, we’re here to support you every step of the way.

Fix and Flip

Unlock the potential of your fix-and-flip investment with flexible financing options! We offer loans for 1-4 family properties, with amounts ranging from $100K to $10MM. Our programs feature a minimum FICO of 500, with a 10% LTV reduction for scores in the 500 range. We provide up to 70% LTV for purchases and 65% LTV for cash-outs, with no income or reserve requirements. Rural properties (up to 10 acres) are eligible as well. Whether you're flipping a home or building your real estate portfolio, we're here to help you make it happen!

SBA loans

SBA loans are government-backed financing option designed to help small businesses access capital with favorable terms. They are ideal for a variety of business needs, including expansion, equipment purchases, and working capital, offering lower down payments and longer repayment terms than traditional loans.

Factor Loans

A great financial solution to help businesses improve cash flow, manage operational costs, and avoid waiting for clients to pay. A great option for businesses that need quick working capital without taking on additional debt.